Virtual Cards

Virtual cards are the ultimate primitives for modern money movement. Unconstrained by physical plastic, manufacturing timelines, or shipping logistics, virtual cards are programmable payment vehicles that can be spun up in milliseconds.

Whether you are building seamless consumer wallets, B2B spend management platforms, or secure single-use payment flows, virtual cards allow you to define exactly how, when, and where a transaction can occur at zero marginal cost.

Shared Lifecycle Controls

For details on how to securely render PAN/CVV data, temporarily freeze cards, or apply standard limits, refer to the Card Lifecycle guide.


The Magic of Instant Issuance

With Vrtx, issuing a virtual card is a quick call. The moment the user receives the created response, the card is live on the network and ready to authorize funds.

1

Mint on the Fly

User issues card from the SDK. The card is linked to a user, a specific budget, or an overarching business account.

2

Secure Display

The active PAN, CVV, and expiry date are immediately available to securely render in your app's UI via the Vrtx Drop-in SDKs.

3

Immediate Transacting

The user is ready to go. They can copy the details for an e-commerce checkout or tokenize the card for in-store usage without skipping a beat.


Push Provisioning (Digital Wallets)

A virtual card doesn't have to be limited to online shopping. Vrtx supports In-App Provisioning (also known as push provisioning), bridging the gap between digital issuance and physical points of sale.

Shared Lifecycle Controls

For details on how to tokenize the card, refer to the Tokenization guide.