Get Started with Vrtx
Vrtx is a financial infrastructure platform that enables businesses and platforms to launch financial services inside their products quickly and efficiently, including wallets, payouts, card issuing, and transaction processing.
Instead of spending significant time building financial systems, connecting payment flows, and managing compliance and operations from scratch, Vrtx gives your team a clear path and ready-to-use tools to activate financial services faster and with less complexity.
The Vrtx Advantage
With a secure test environment, guided workflows, and an operational layer built for scale, your team can move from idea to live operations in less time while maintaining stronger control over balances, transactions, and financial rules without unnecessary technical or operational overhead.
Your Integration Journey
A typical setup journey with Vrtx follows these core steps, moving you safely from initial sandbox exploration to full production launch.
Create & Authenticate
Contact the Vrtx team or submit the onboarding form. Receive your API credentials to securely access both the test and live environments.
Explore Sandbox
Begin in the test environment to explore the dashboard, understand the available services, and simulate your expected customer and merchant flows.
Configure Setup
Choose the wallet program (open-loop or closed-loop) that matches your model, defining balances, payout flows, limits, and verification rules.
Connect Systems
Integrate Vrtx with your product, platform, or internal workflows using our APIs, mobile SDKs, and dashboard tools.
Simulate Flows
Run tests for top-ups, payments, transfers, payouts, refunds, and operational scenarios to validate that every flow works perfectly.
Go Live
Finalize compliance checks, account connections, and limits, then switch to the live environment to begin serving real customers.
Key Concepts
Before starting your integration, it helps to understand the core building blocks of the Vrtx platform.
Programs
Your configured wallet setup, including limits, verification requirements, and allowed financial use cases.
Wallets
Ledger-backed balances linked to customers or businesses that can receive, hold, transfer, and spend funds.
Payouts
Outbound transfers initiated from your platform to merchants, partners, suppliers, or users.
Cards
Virtual or physical payment credentials linked to a wallet for in-store and online spending.
Verification
Customer and business identity checks, including compliance and sanctions screening before enabling financial services.
Next Steps
Ready to move forward with your launch? Complete these steps to accelerate your integration: